Buying a Home Checklist

• Two Years W-2's
• Two Years personal tax returns, including all schedules
• If self-employed, two years business tax returns, including all schedules
• Past 30 days computerized pay stubs, to include year-to-date earnings
• Signed real estate contract with riders and/or listing agreement for a purchase
• Two months current bank statements including all pages, especially blank pages (no screen prints)
• Two months money market, mutual fund, stock, bond, 401K, IRA, whole life insurance or other asset statements, including all pages, especially blank pages (no screen prints)
• Condominium declarations, bylaws, and budgets (if applicable)
• Copy of gift check and signed gift letter (if applicable)
• Copy of driver's license or state ID card, both sides and legible
• For FHA loans: Social Security card, both sides and legible
• For non-US citizens: resident alien card or work visa
• For VA loans: DD214 and certificate of eligibility
• Credit card information, personal check/money order for application fee (Fee credited back to you at closing)

• Copy of current mortgage statement
• Copy of home equity line of credit statement, if applicable
• Copy of current tax bill
• Copy of homeowners insurance bill or agent contact information
• Proof of condo assessments, if applicable