Buying a Home Checklist
Required- Two Years W-2's
- Two Years personal tax returns, including all schedules
- If self-employed, two years business tax returns, including all schedules
- Past 30 days computerized pay stubs, to include year-to-date earnings
- Signed real estate contract with riders and/or listing agreement for a purchase
- Two months current bank statements including all pages, especially blank pages (no screen prints)
- Two months money market, mutual fund, stock, bond, 401K, IRA, whole life insurance or other asset statements, including all pages, especially blank pages (no screen prints)
- Condominium declarations, bylaws, and budgets (if applicable)
- Copy of gift check and signed gift letter (if applicable)
- Copy of driver's license or state ID card, both sides and legible
- For FHA loans: Social Security card, both sides and legible
- For non-US citizens: resident alien card or work visa
- For VA loans: DD214 and certificate of eligibility
- Credit card information, personal check/money order for application fee (Fee credited back to you at closing)
- Copy of current mortgage statement
- Copy of home equity line of credit statement, if applicable
- Copy of current tax bill
- Copy of homeowners insurance bill or agent contact information
- Proof of condo assessments, if applicable